Credit unions can be an attractive lending option because they frequently offer lower credit rates than traditional banks and are more flexible with their lending criteria. However, you will need to meet certain criteria to become a member and you might not have the right qualifications. Kinetic Advantage doesn’t try to pigeonhole its clients based on narrow requirements. We know that independent dealers have unique needs and we treat each of our clients with a personalized approach to ensure your needs are being met.
Searching for an online lender is convenient and you’ll be able to compare multiple lenders on your time. The downside is that if you have any questions, it may be difficult to get ahold of someone to help you. And after you sign on the dotted line, you’ll be on your own if you fall on hard times which could lead to you defaulting on your loan and damaging your credit.
The team at Kinetic Advantage are market experts in the used car industry. We stay on top of industry insights and economic trends so we can help you navigate through difficult times by providing you with solutions to the challenges you are facing.