Independent Dealership Floorplanning

Independent Dealership Floorplanning



With a Kinetic Floorplan, You Get:

  • No up-front audit fees

  • Flexible terms up to 180 days

  • A collaborative partnership

  • Painless audits

Nory Quote


Dealership Address

More Than a Dealership Floorplanning Company

More Than a Dealership Floorplanning Company

An experience with Kinetic includes top-notch service, local support, and a collaborative partnership.


Kinetic Advantage provides complete inventory financing solutions for your dealership.

What is Floorplanning or Floorplan Financing?
Floorplan financing is a line of credit, solely for the purchasing of vehicle inventory, which provides the dealer with an extended amount of time to pay for the purchase of inventory.

In doing so, this line of credit relieves the dealer from using their own cash, allowing them to use that money on other needs of the dealership, rather than the cash being tied up in inventory for a potentially lengthy period of time.

What Types of Inventory Can Be Floorplanned?

We provide a simple floorplan solution for:
Auction Purchases
Off-Street Purchases
Dealer-to-Dealer Purchases
Dealer-Owned Inventory
Consumer Loan Payoffs

What Are the Benefits to Floorplan Financing with Kinetic Advantage?

Kinetic Advantage provides independent dealers with financial solutions that maximize success and minimize worry.

  • No up front audit fees
  • Flexible terms up to 180 days
  • Collaborative partnership
  • Painless audits


Our Floorplan Financing Solutions offer flexible term plans with a simple structure and advances up to 100% of purchase price. Learn more about our floorplanning programs below, or click the button to learn more about our overall floorplanning solution.



Now available to all Kinetic dealers, Kinetic+ is a first-of-its-kind in the industry monthly subscription service giving new ways to save time and money.


Our Fast-Fund Program allows you to easily floor your trade-ins, dealer-owned inventory, off street, dealer to dealer, and non-approved auction purchases.


Close more deals and improve your dealership’s cash flow by flooring your consumer loan payoffs.


Increase cash flow and opportunity by deferring your next curtailment payment.

Our floorplan financing solutions offer flexible term plans with a simple structure and advances up to 100% of purchase price.

Our floorplan financing solutions offer flexible term plans with a simple structure and advances up to 100% of purchase price.

A Kinetic Advantage Floor Plan Case Study

When you walk into Dream Work Automotive in Charlotte, North Carolina, you don’t feel like you’re in a typical used car dealership – and that’s exactly what Owner TeJay Mauney is hoping for.

Inventory Average Each Month


Floorplan Amount


Dealership Floorplanning Company – The Ultimate Guide

So, you’re interested in a floorplan? What’s next?

In today’s marketplace, your dealership’s profit centers are being squeezed from multiple angles. Vehicle values are up, retail loan advances guidelines are trailing behind the market values, and customers are savvier about market values than ever before. Many dealerships must turn to a floorplan provider in order to have enough liquidity to acquire the right inventory and stock their lots at the right level.

Floorplan providers should be viewed as a tool for success and must be managed and understood for their impact to benefit your dealership’s bottom line.

If you choose to utilize a floorplan, it quickly becomes a key tool in your inventory management and acquisition strategies. It is vitally important to consistently evaluate your floorplan options to ensure you are maximizing their value to drive your dealership forward. To fully grasp your dealership’s floorplan costs, you must begin by analyzing both indirect and direct costs, including the level of service, cashflow flexibility, inventory acquisition options, the interest and fee structure along with re-occurring ancillary fees.

You may be thinking that this is starting to sound like work, but, next to your employee costs, floorplan expense is typically the second highest expense item for an independent dealership.

A thorough and careful review of the indirect and direct costs will yield significant understanding of the relationship your floorplan provider has on your dealership’s bottom-line.

But it is important to understand that evaluating a floorplan provider on a straight cost basis alone is unwise. The ability to source the inventory that best fits your dealership’s needs at the lowest cost and with the least difficulty is not just a straightforward effective interest rate question, it is also a question of service.

Types of Inventory to Floorplan
Floorplan Infographic

Apply for Floor Plan Financing Today

At Kinetic Advantage, we understand that small independent car dealerships have unique needs when it comes to inventory financing. That’s why we offer tailored solutions specifically designed for your business.

Our car dealership inventory financing services are designed to help you acquire the inventory you need to keep your lot stocked with the vehicles your customers want. We know that managing inventory can be a challenge, which is why we work with you to provide flexible financing options that fit your specific needs.

Whether you need short-term financing to acquire a specific vehicle or a long-term solution to keep your lot stocked, we have the expertise to help.

Trust us to help you take your small independent car dealership to the next level with our expert car dealership inventory financing services.

Apply Now

This company works with you and understands your situation. The rep. Nellie was super nice, she handled my situation like a pro. Keep up the good job, we just joined and we love it. Thanks. I feel we both will make great business together.

Orlando Saavedra
Orlando’s Motors & Detail
Winston-Salem, NC

Great company to work with. Whenever you call on the phone you actually speak to a real person. They are knowledgeable and friendly.

Paul Stanford
Stanford Auto Brokers
Panama City Beach, FL

Quick and easy process. Natalie is awesome!! Highly recommend to independent dealers that are sick of all the fees! Make the switch to Kinetic Advantage today!!!

Dusty Buckle
Falls Motors
Wichita Falls, TX

Kinetic Advantage

Customer Reviews

Great company to work with. I have been flooring vehicles with them for 2 years now and have never had a issue yet.

Arman Khachatryan
LT Motors
Rancho Cordova, CA

Kinetic has enabled our business to grow. Everyone we have dealt with from Kinetic has been a real person that listens and are true professionals. We are grateful for the help. Thank You.

Tim Wilson
Wilson Used Cars
Van Buren, AR